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Conveyancing Quotes In Portsmouth
Our conveyancing quotes in Portsmouth & nationwide are fixed fee, no-obligation, & include no hidden charges!
We select & monitor UK leading solicitors accepted by every lender with leading accreditations & awards!
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We support you every step of the way. Any issues, questions, or queries we will handle from start to finish.
We make sure you
secure the right solicitor
If you do NOT instruct the right solicitor you risk significant delays.
If the firm you instruct is not acceptable to the lender then this can cause significant delays and costs to you. When you compare conveyancing quotes in Portsmouth and nationwide, it is important to know we have already reviewed every firm in detail, assessed their customer reviews, monitored the work we place with them, analysed which lenders they are accepted by, and hold them to the highest standards of customer care. We do not have to work with the firms we do – we have cherry-picked them for a reason.
They deliver the best service to our clients.
What sets us apart?
We make it a simple process
Complete the quote form and compare solicitors by price, location, rating, and status
Instruct one of solicitors who will then contact you with further details and advice with no-obligation
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If you like what you see and sign up with them we will send the FREE benefits and further details to you via email
The solicitors start work on your conveyancing matter via their 5* service
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We are here 24/7 if you have any queries or issues during the legal process
No. 1 conveyancing
offer in the UK
No one else in the market offers 5* solicitors, with our level of support, and range of FREE benefits we provide our clients. Our solicitors price themselves extremely competitively.
In order to provide a 5* service though there is always going to be a barrier as to how low they can go. In any race to the bottom service suffers and our priority – and that of our solicitors – is to provide you with a 5* service which completes in the most convenient and efficient way possible.
If clients sign up with our solicitors we provide them with £100’s worth of FREE benefits potentially saving them £1000’s via FREE lifetime membership of Online Discount Club and My Legal Club. Online Discount Club provides you with unique discount codes with leading UK retailers and savings on over 4000 products. My Legal Club includes a FREE online will, FREE online Lasting Power of Attorney, and lots of other fantastic legal services.
- Select your quote type on our conveyancing quote form
- Enter the details of your transaction and press “GET MY QUOTE NOW” (this information is purely to enable us to generate accurate comparison quotes as these questions dictate what fees, if any, solicitors charge for each item)
- Review the comparison quotes by price, location, legal ready status, and online review ratings
- Choose a solicitor to instruct
- The solicitor will go through their terms and conditions with you and answer any questions you have!
Experience & Expertise
In the past we have owned solicitors firms, legal services lead generation businesses, and built panels of solicitors. Most of the people selecting panels of solicitors have limited knowledge and experience of the sector. We want to ensure we put those experiences to good use so we cherry-picked a select panel of highly recommended and specialist solicitors. Between our panel of solicitors, they have achieved, Nomination in ‘The Legal 500 Top Tier’, Nomination in the ‘Top 100 law firms’ and The Law Society’s Conveyancing Quality Scheme (CQS).
We can facilitate all mortgage lender panels with free & no-obligation fixed fee conveyancing, free & no-obligation conveyancing quotes.
We are on hand throughout the process to handle any issues and even have an SMS facility so you can text us with any issues or questions to compliment our additional customer support services.
You will receive regular and informative updates from the solicitors.
We will chase them regularly but if you require any help, support, or want us to speak with the solicitors to help solve a problem you can reach out to us anytime:
- Via email: email@example.com
- Via text message: +447984388694
(SMS arrives as an email in our customer services inbox so is 100% safe and secure)
Combining Quality & Speed
We recommend you choose a solicitor marked as “legal ready”. These are solicitors who offer digital starter packs. This means that you can provide identification documents, proof of address, and sign up to a solicitor using your smart phone or email. It is 100% safe and secure and compliant. Many solicitors waste weeks to simply open a file as they rely on traditional post services (which you can request if you wish). Our solicitors combine legal expertise with the latest modern technology to ensure you get the best of both worlds.
Conveyancing Quotes Portsmouth
What Are The Benefits Of Using My Legal Club?
How do My Legal Club choose a solicitor?
My Legal Club has carefully cherry-picked a bespoke panel of the leading conveyancing solicitors across the UK.
There are two key aspects to how we choose our solicitors.
1) how we select solicitors to join our panel
2) how we select which solicitor is best suited to you
The group of solicitors we work with are unique as we cherry-picked the solicitors ensuring they are:
- Experienced solicitors regulated by the Solicitors Regulatory Authority (SRA)
- Accredited by the Law Society Conveyancing Quality Scheme (CQS). This is vital as many lenders will not work with a conveyancer who is NOT CQS
- Highly recommended by other customers with high customer ratings and reviews
- Constantly monitored by us. We monitor customer service, average quote size, speed of completion, amongst many other factors. We can expel solicitors from our panel if they do not meet the 5* service standards we expect for our clients.
- Committed to a level of service we have made every solicitor sign ensuring our clients receive a 5* level of customer service
You can compare quotes by price, location, online reviews, and legal ready status.
What does legal ready mean?
Our definition of “legal ready” is a solicitor who offers digital starter packs. This means that you can provide identification documents, proof of address, and sign up to a solicitor using your smartphone or email. It is 100% safe and secure and compliant. Many solicitors waste weeks to simply open a file and request information from you via post with a stamped addressed envelope as they rely on traditional post services (which you can request if you wish). Our solicitors combine legal expertise with the latest modern technology to ensure you get the best of both worlds.
How long does a remortgage take? How long does conveyancing take?
It is important to remember that your solicitor will want to complete the legal process as quickly as possible. None of our solicitors will sacrifice customer service and communication for speed as our focus is a 5* service.
It is important to remember though that the solicitors do not receive their fees until the process is complete so it is not in your solicitor’s interest to delay matters.
With remortgages, the industry average is 4-8 weeks but we have seen cases complete within 2 weeks.
With buying and selling houses the industry average is 12 weeks but again we have seen our solicitors complete much quicker than this. The main problem with any form of conveyancing is the delays incurred by people or other businesses which are out of your control e.g.
- You may be in a chain if buying and/or selling a house and other people can slow this down
- If you are using a lender to provide a mortgage or remortgage they can often hold things up
- Clients themselves sometimes delay matters by not having the paperwork ready or available
- If searches are required then delays can be suffered depending on the organisation processing the searches
Conveyancing Quotes Portsmouth - Do I need a local solicitor?
No, you do NOT need a local conveyancing solicitor. You can compare conveyancing quotes in Portsmouth with our nationwide conveyancing firms.
There are three misconceptions about using a local conveyancing solicitor, namely:
- The solicitor knowing the area may help
- I may get a cheaper quote as I am local
- It will result in the conveyancing completing sooner
- It is more convenient for me if I can just pop in and see my solicitor
Whether you choose a local solicitor is a different matter but you do NOT need your solicitor to be local. Standard of service, their success rate on completing, and their efficiency are far more important factors. You can compare conveyancing quotes in Chichester with our nationwide conveyancing firms and review all of these key attributes knowing we hold them to strict standards.
Legal-ready firms can secure your identification document using modern methods meaning they do not need to have your identity verified in old-fashioned ways (e.g. by visiting the solicitor’s office in person). You can compare conveyancing quotes in Chichester with our nationwide conveyancing firms and check which firms are “legal ready”.
The location of the solicitor is irrelevant. Any local knowledge has no impact upon the conveyancing process which is heavily transactional and document-based.
On the contrary, in our experience when researching potential solicitors to join our panel, a lot of local conveyancing firms are more expensive than their national counterparts. We believe many local firms know that some clients are not going to research the market and are going to contact their local solicitor. In addition, the less work a solicitor receives the greater the pressure is to increase prices to make ends meet.
The speed in which conveyancing completes depends on a number of factors so the location of a solicitor is irrelevant. Any chain and the pace at which they move, along with any issues caused along the chain, your own efficiency in responding to queries and providing information, along with time spent waiting on surveyors, lenders, and for search results, etc mean there are a lot of factors which impact upon the speed of a conveyancing transaction.
There is no need for face to face meetings or visits in a conveyancing transaction. The only benefit we can think of is that rather than sending documents to the solicitor via stamped addressed envelope you can hand them in to the solicitor directly. This apart there is no extra convenience gained by selecting a local solicitor. You can compare conveyancing quotes in Chichester with our nationwide conveyancing firms and assess their price, customer reviews, legal ready status, and detailed fees.
Why are the legal fees associated with conveyancing different with each solicitor?
Most solicitor’s legal fee pricing is pretty similar. Where a solicitor is based, how good their internal systems and software are, their business model and a number of other factors impact upon what price a solicitor will provide for a quote.
There are three factors to consider in any quote:
1) The solicitors legal fee (profit costs)
2) Is the solicitor providing a full quote with no hidden charges? Sometimes quotes can appear cheaper because the quote has not been provided in full
3) There are disbursements (additional fees) and supplementary fees required to complete the process which is not related to the solicitor’s legal fee. Examples are:
- Stamp duty fees
- Land Registry fees
- BACS (cost of the banking transfers)
- Searches (local searches etc)
- VAT on the legal fee
When do I need to pay my solicitor conveyancing fees?
1. The solicitor’s legal costs are usually paid for at the end. E.g. when the process is completed.
2. Some disbursements (e.g. transactional fees) such as local searches or official copies will be paid for up-front by you. You will have received confirmation of these within any quote before you instructed the solicitor. Other disbursements are paid at the end.
3. Some solicitors ask for some money up-front e.g. 10% of their legal fees but most do not.
What does a quote look like? Why is there a list of other fees?
Quotes can be misleading. Some companies only quote you for their fees to make the cost seem attractive. This quote may not include their VAT and/or the disbursements.
What are disbursements? Disbursements are the fees which you must pay for, not limited to but including, bacs transfers, land registry fees, fees for the searches, etc. Many companies leave these items off resulting in you receiving a bigger invoice than you expected. Make sure your quote includes all VAT and disbursements to ensure you have accurate information and can budget correctly.
An example of the quote headings when buying a house is below:
Disbursements & Supplementary fees:
Land registry fees
Bankruptcy search (per name)
ID check (each one)
Electronic file holding
Conveyancing definitions. What do all the key words and phrases mean?
Certificate of Title – Form submitted to a mortgage lender requesting mortgage funds once checks have been completed against the property.
Chain – The buyers and sellers involved linking the properties being bought and sold.
Completion – The date the transaction of buying/selling a house is legally completed. This is the day you move. This date will be set after contracts are exchanged.
Conditions of sale – The terms attached to the contract in which the buyer and seller agree to buy/sell the property.
Contract – A written and binding agreement between the buyer and seller including all information relating to the house sale/purchase transaction. You will exchange after completion dates are agreed upon.
Conveyance – A document transferring ownership of a property from a seller to a buyer.
Deposit – Money paid to sellers on the exchange of contracts
Disbursements – Expenses incurred such as Land Registry fees and searches
Early repayment charge – A payment to your lender for ending or repaying the mortgage sooner than the end of the term. This will be confirmed in your mortgage documents.
Environment Search – Search designed to reveal the presence and records of flooding, landfill sites, contamination, etc.
Exchange of Contracts – The date when contracts are exchanged and a date is agreed and confirmed for completion.
Fixtures and fittings – Items to remain in the property or to be removed.
Freehold – Freehold is a title explaining ownership. This includes all the land (unless otherwise stated) and is forever.
Ground Rent – A charge payable to the owner of freehold land on leasehold properties.
Guarantor – A person who indemnifies a borrower making the guarantor liable in any default by the borrower.
Indemnity insurance – An insurance policy to cover losses arising from title defects and mistakes.
Joint tenants – When owners own the property in equal shares.
Land Registry fees – A fee(s) payable for obtaining copy documents and registering changes of ownership of a property.
Land Registry – Responsible for recording ownership of land.
Lease – The document where a landlord contracts with a tenant in respect of a property for a fixed period. Any ground rent and service charges are confirmed, rent payable, and what you can do with the property.
Leasehold – Ownership of land for a term of years. Leasehold relates to the property.
Leaseholder – Also a tenant.
Local authority search – Are there any issues or regulations which restrict the property? As an example a conservation area, whether there are any proposals for new highways or public transport in the area, amongst many other items including any planning permission.
Mortgage Deed – The mortgage document.
Mortgage fees – Fees payable to your lender in respect of the arranging and administering of the mortgage.
Redemption figure – The amount needed to fully repay your mortgage.
Registration – Registering the updated property details with the Land Registry.
Search – Checks carried out against the property to reveal any problems or issues.
Stamp Duty – Stamp Duty Land Tax. Charged by the government on completion of buying a property.
Structural survey – A survey specifically looking at elements relating to the property and its structure.
Subject to Contract – An agreement prior to contracts
Tenants in Common – Similar to joint tenants but whereas with joint tenants if one person dies ownership transfers to the other owner with tenants in common upon the death of the first owner their share passes in accordance with the terms of their will.
Title Deeds – Document with background information about the property’s ownership history.
Transfer of Equity – Transferring ownership of property commonly when you get married or divorced. The “equity” transfers.
Valuation – Valuation of a property for the lender to value the property and help assess and calculate a mortgage.
What documents do I need to have ready for my solicitors when selling a house?
Not limited to but including:
1. Proof of identity and address
2. Energy performance certificate
3. Management information pack
4. Fittings and consent form
5. Existing mortgage details
6. Acceptance of offer
Get Your Quote
Please complete the simple quote process and hit the “Get Quote Now” button to obtain a no-obligation and fixed-fee quote from our specialist cherry-picked solicitors.